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Penk PET

A new addition to our range of insurance products is Pet insurance, providing cover for your beloved dogs, cats and even rabbits. Give your pet the care they deserve without having to worry about large, unexpected veterinary bills.

Should I take out pet insurance, or just take the risk? 

It really is up to you. There is no NHS for pets, so even basic treatment can cost hundreds of pounds. For instance, the average cost of treating a dog injured in a road traffic accident is £674*, and £300* for a cat.

More serious conditions such as hip dysplasia can cost more than £4,000* and bills can run up to more than £10,000* if the animal has cancer.

On the other hand your pet could be lucky and only have to go to the vet a few times in its lifetime. As a result, the total spent on veterinary bills would be quite low.

Pet insurance is as much about peace of mind as it is about money. You may pay insurance premiums for years and never make a claim but think about whether you could afford a huge vet’s bill if your pet fell ill or had an accident in the short term?

(* Correct as at Jan 2016)


You can choose from 3 levels of cover which can include cover for

  • Veterinary fees
  • Complementary treatment
  • Third party liability
  • Boarding fees
  • Advertising & reward
  • Theft & straying
  • Death from injury
  • Death from illness
  • Holiday cancellation
  • Emergency repatriation
  • Quarantine expenses
  • loss of documents


There is 1 level of cover which will include cover for

  • Veterinary fees
  • Complementary treatment
  • Boarding fees
  • Advertising & reward